Digital Banks today need to keep up with the ever-changing technology landscape and the 24/7 demands of customers. Banks must offer complete functionality in the highly diverse mobile and browser technology fragmentation, end-to-end validation of both front/back-end systems, & ensure a consistent multi-channel delivery experience, along with the best usability and compatibility experience.
As performance failures in banking portals can have a serious effect on consumers, banks need a robust infrastructure, connectivity, and seamless integration into the backend systems. Web security of banking portals is a prime concern and thus penetration testing, thorough Code level reviews, & compliance to international security standards such as PCI DSS is also very important. Additionally, BASEL IV, MiFID II, GDPR, and other regulations entail huge expense & effort on the part of the banks, and a trusted and proven partner can save them significant money and time.
Technomotiva, with its experience of being the core banking Digital Transformation and testing capabilities in areas such as omni-channel banking, retail banking, corporate banking, centralized banking, mortgages, cards and payment gateways.
We understand that functional and transactional accuracy, ease of access, 24/7 availability, & performance are key to any banking app. Technomotiva has concentrating on Development/testing/Maintenance services, implementing its Center of Excellence, delivering Managed Testing Services, Development and providing end-to-end testing services for leading banking companies across multiple geographies.
Our Focus Areas
Digital Payments
- Contactless Payments
- P2P transfers
- Tokenization
- POS Terminals
- Remittance Services
API Based Payments
- Realtime Payments
- Third Party Payments
- Payment Gateways
- Identity based payments
- Regulatory Compliance
Regulatory Compliance
- PSD2
- ISO20022 / ISO8583
- PCI Compliance
Cards
- Authorizations
- Merchant Mgmt.
- Messaging Systems
- Collections
- Disputes and Chargebacks
- Delinquency
E Commerce
- MPoS
- Card Payment
- Payment Process
- Payment Aggregators
Business Areas
- Digital Banking
- Issuance
- Mobile Payments
- Acquiring and Processing
- Value Added Services
- POS Terminals
Enablers
- Framework and Utilities
- Cards and Payments
- Performance Testing CoE
- Process Assets and Best Practices
- Security Testing CoE
Core Banking Systems
- Expertise in validating Core Banking Transformations and Upgradations
- Domain experts across diverse modles like Retail, Corporate Banking, Trade Finance, and Treasury
- Expertise on Risk management and Regulatory compliance
Digital/Omni-Channel Banking
- Accessibility and Usability Testing
- Assure consistent “Customer Experience” across channels
- Compliance with standards and ensuring application performance
Payments
- Testing across payments & Cards life cycle systems
- Validating compliance of Industry standard security protocols
- Performance Testing to validate handling of large volumes
Lending & Mortgages
- Expertise across diverse loan products such as Mortgages, Auto Loans, Commercial Loans, Overdraft, Cash Credit, etc.
- Testing experience across Loan Origination, Servicing, and Delinquency handling applications
